Mortgage Rates Today: Bank of America Solid First Home Interest Rates and Refinance Deals

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p129 feb internals 008 300x225 Mortgage Rates Today: Bank of America Solid First Home Interest Rates and Refinance DealsDespite facing a number of internal struggle and future concerns at present, Bank of America (NYSE:BAC) is still continuing its run of excellent value mortgage rates. Once again, for those looking for a new or used home purchase loan or refinance today, most major lenders are providing a veritable goldmine of borrowing opportunities.

Looking at the home purchase deals from Bank of America in particular, today sees the standard 30 year fixed rate loan being offered for as low of 4.000% and carries and APR of 4.206%, while those looking for the 15 year alternative can today lock in a rate of 3.375% and APR of 3.716%.

Adjustable rate deals for home purchase have also held on to much of their recent value, with the 7/1 ARM now being offered with a starting rate of 3.125% and APR of 3.435% variable, alongside the 5/1 ARM which today has a starting rate of 2.750% and APR of 3.352% variable.

Turning attention now to the better refinance deals from Bank of America, the standard 30 year fixed rate loan is up for grabs at 4.250% and APR of 4.456%, while the 15 year refinance package today asks 3.625% and APR of 3.983%.

Adjustable refinance packages include the popular 7/1 ARM at a starting rate of 3.125% and APR of 3.453% variable, while the 5/1 ARM is at an attractive 2.750% to begin and yields an APR of 3.370%.

Of course, how the rates will perform across the latter half of the week remains to be seen, therefore those holding out for the best possible deal may find that the time to invest is indeed right now.


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